:root{--navy:#123047;--teal:#0f6e73;--sea:#1b8a8f;--sand:#fbf6ec;--sun:#e8a33d;--sun-d:#8a5300;--ink:#1a2630}
*{box-sizing:border-box}body{margin:0;font-family:Verdana,system-ui,sans-serif;font-size:1.125rem;line-height:1.7;color:var(--ink);background:var(--sand)}
h1,h2,h3{font-family:Georgia,serif;color:var(--navy);line-height:1.25}a{color:var(--teal)}
:focus-visible{outline:3px solid var(--sun);outline-offset:3px}.skip{position:absolute;left:-999px}.skip:focus{left:1rem;top:1rem;background:#fff;padding:.5rem 1rem;z-index:9}
.wrap{max-width:1150px;margin:0 auto;padding:0 1.25rem}.site-header{background:var(--navy)}.bar{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;padding:.6rem 1.25rem}
.logo{font-family:Georgia,serif;font-size:1.45rem;font-weight:bold;color:#fff;text-decoration:none}.site-footer .logo{color:var(--sun)}
nav ul{list-style:none;display:flex;flex-wrap:wrap;gap:.15rem;margin:0;padding:0;align-items:center}nav a{color:#fff;text-decoration:none;padding:.45rem .6rem;border-radius:6px;display:block;font-size:1rem}nav a:hover,nav a[aria-current]{background:var(--teal)}nav a.nav-cta{background:var(--sun);color:var(--navy);margin-left:.4rem}
.menu-btn{display:none;background:var(--sun);color:var(--navy);border:0;padding:.5rem 1rem;font-size:1rem;font-weight:bold;border-radius:6px}
.hero{background:radial-gradient(circle at 85% 15%,rgba(232,163,61,.55),transparent 30%),linear-gradient(160deg,var(--navy) 0%,var(--teal) 60%,var(--sea) 100%);color:#fff;padding:5rem 0}.hero h1{color:#fff;font-size:clamp(2.2rem,5vw,3.4rem);margin:.2rem 0}.hero p{max-width:42rem}.hero.small{padding:3rem 0}.hero-icon{font-size:3rem;margin:0}.eyebrow{color:#ffd99a;text-transform:uppercase;letter-spacing:.1em;font-size:.95rem}
.section{padding:2.5rem 1.25rem}.lead{font-size:1.25rem;max-width:50rem}.small{font-size:1rem;color:#3a4651}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:1.5rem}
.card{background:#fff;border:1px solid #dde3e6;border-top:5px solid var(--sea);border-radius:12px;padding:1.5rem;box-shadow:0 2px 8px rgba(18,48,71,.08);color:var(--ink);text-decoration:none;display:block}.card h3{margin:.6rem 0 .3rem}a.card:hover{border-top-color:var(--sun)}
.icon{font-size:2.3rem;width:4rem;height:4rem;display:grid;place-items:center;border-radius:50%;background:linear-gradient(135deg,#dff3f1,#fde9c8)}
.tag{display:inline-block;background:#fff4dd;border:1px dashed var(--sun-d);color:var(--sun-d);font-size:.85rem;padding:.05rem .5rem;border-radius:4px}
.ph{background:#fff4dd;border-left:4px solid var(--sun-d);padding:.1rem .4rem;color:#5c3800}
.btn{display:inline-block;background:var(--teal);color:#fff;padding:.7rem 1.2rem;border-radius:8px;text-decoration:none;font-weight:bold;border:2px solid var(--teal);font-size:1rem;cursor:pointer}.btn.big{font-size:1.1rem;margin:.5rem .5rem 0 0}.btn.gold{background:var(--sun);border-color:var(--sun);color:var(--navy)}.btn.ghost{background:transparent;border-color:#fff;color:#fff}
.checks{list-style:none;padding:0}.checks li{padding-left:2rem;position:relative;margin:.6rem 0}.checks li::before{content:"✓";position:absolute;left:0;color:var(--teal);font-weight:bold;font-size:1.3rem}
.accessible{background:linear-gradient(135deg,#e8f5f3,#fdf1dc);border-radius:16px}
.cta{background:var(--navy);color:#fff;border-radius:16px;padding:2.5rem;text-align:center}.cta h2{color:#fff}
.faq{background:#fff;border:1px solid #dde3e6;border-radius:10px;padding:1rem 1.25rem;margin:.75rem 0}.faq summary{font-weight:bold;cursor:pointer;color:var(--navy)}
.form{max-width:44rem;display:flex;flex-direction:column}.form fieldset{border:2px solid #cfd8dc;border-radius:10px;margin:1rem 0;padding:1rem 1.25rem}.form legend{font-weight:bold;font-family:Georgia,serif;font-size:1.2rem;color:var(--navy);padding:0 .4rem}
.form label{display:block;font-weight:bold;margin-top:.9rem}.form input,.form select,.form textarea{width:100%;font:inherit;padding:.6rem;border:2px solid #5d7380;border-radius:6px;background:#fff}.two{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.notice-box{background:#fff4dd;border:2px solid var(--sun-d);border-radius:8px;padding:.75rem 1rem}[role=status]{font-weight:bold;color:var(--teal)}
.legal{max-width:54rem}.site-footer{background:var(--navy);color:#e6eef2;margin-top:2rem;padding-top:2rem}.site-footer h2{color:var(--sun);font-size:1.1rem}.site-footer a{color:#fff}.site-footer ul{list-style:none;padding:0}.fgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:1rem}
.legalbar{border-top:1px solid #3c5a6e;font-size:.95rem;padding-bottom:1.5rem}.legalbar .ph{background:#24435a;color:#ffe2b0;border-color:var(--sun)}
@media(max-width:900px){.menu-btn{display:block}nav{width:100%;display:none}nav.open{display:block}nav ul{flex-direction:column;align-items:stretch}nav a.nav-cta{margin:.3rem 0}.two{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){*{transition:none!important}}